My Mother had amassed a large amount of debt. … In a short amount of time, the lawyers got it resolved.
Harry
You are not alone and this is not your fault. Do not be embarrassed or hesitant to utilize Bankruptcy laws. Bankruptcy really can delete your debt, your stress and anxiety, and give you room to breathe and get back on your feet. Call us and we will explain how easy it can be.
Bankruptcy Laws – Title 11 of the U.S. Code – are to designed to allow individuals to get rid of debt, stop harassing phone calls, stop lawsuits and wage garnishments, and even stop foreclosures and evictions. It is your right under Federal Law to file bankruptcy. There are two types of bankruptcy available for individuals: chapter 7 and chapter 13. Chapter 7 bankruptcy dissolves all of your debt while Chapter 13 allows you to repay your debt with a monthly payment you can afford.
A Chapter 7 bankruptcy is a complete or “liquidated” bankruptcy. All of the filer’s debts are dissolved – they are gone. The filer is allowed to keep certain exempt property. The value of the property which the filer may keep is determined by the lists of exempt property under applicable Federal or Florida law. Whether to use the Florida or Federal exemptions depends on the assets the filer has and what his or her goals are.
A Trustee is hired by the Court to examine the filers Bankruptcy Petition in order to ascertain what, if any, property is truly exempt. Any non-exempt property may be taken by the Trustee and sold to pay back Creditors. The Trustee holds a “341 Meeting” with the filer and it is part of our job to be certain our clients are well prepared to answer any questions the Trustee may ask. After the meeting, if all property is deemed exempt, the Court will normally issue the Order which dissolves the debt and finds that no property is being forfeited.
We begin every consult by asking about your debt. Most debt will be deleted in bankruptcy with tax debt being the most noticeable exception. Yes, even student loans can be dissolved in bankruptcy. Next, we ask about collections and legal proceedings. Bankruptcy, or even a suggestion of Bankruptcy, will stop collections and legal proceedings – automatically.
Many of our clients point out that they are not doing well financially and cannot afford thousands of dollars to hire a lawyer. Please know that we understand that and our goal is to help you – whatever your financial abilities. We will work with you.
Finally, you may be wondering how Bankruptcy will effect your future, your credit score. Most clients are surprised by how quickly their credit score improves after filing Bankruptcy. In fact, most are offered credit cards within six months. Sometimes, the worst thing you can do is wait. So call us now, we’d be honored to help you like we’ve helped thousands of others.
A chapter 13 bankruptcy is essentially a repayment plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.
Chapter 13 offers individuals a number of advantages over liquidation under chapter 7. Perhaps most significantly, chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time.
My Mother had amassed a large amount of debt. … In a short amount of time, the lawyers got it resolved.
Harry
There is little I can say to communicate the extraordinary work they made at Hogan & Hogan with our case. It is a group of wonderful people, very professional, they are always accessible and willing to explain legal processes in a simple and understandable way.
Patricia
My case was not an easy or a fast one but they always made sure to keep me posted. Always called to give me all the details of what they were doing on my behalf at all times.I would highly recommend using Hogan & Hogan to anyone who needs a responsible and honest lawyer to represent them.
Michelle
I would like to thank Attorney Thien-Vu Hogan for assisting me with my business needs.
John
The team at Hogan and Hogan took great care of me and I could not be more grateful! Paralegals Melissa and Suzi were always prompt in their communication with me and so unbelievably kind, and the same can be said for Jeremy and Clay as well. I am so thankful that they guided me through this process and know that if I ever have any trouble in the future, I can come to them.
Taylor
Amazing team and very professional. Clay, Melissa, and Suzy always kept me updated through email and phone calls. Grateful and would definitely recommend this firm. Thank you!!
Emore
Thank you Hogan and Hogan for your excellent service. I was called and updated every step of the way. My case was settled in a timely manner. They were very supportive and outstanding throughout the process. Thanks especially to Jennifer.
Otto
I had a case with Hogan & Hogan and wanted to take the time to thank Jeremy Hogan and team especially Suzy. They are very professional, honest, hard working and compassionate. I would highly recommend them if you find yourself in need of a Lawyer. Suzy you are one of a kind and a asset to the firm. Thank you!
Robin
I want to personally thank Hogan & Hogan for representing me through a difficult and stressful period. When you need legal help, you’re often very stressed and fearful of the steps to come. Hogan & Hogan provided support, compassion and strong professional legal advice. They went above and beyond all of my expectations and quickly restored me to a position of strength. I highly recommend Hogan & Hogan and give them my utmost vote of confidence. If it was possible to give more than 5 stars, I definitely would. Thank you to Hogan & Hogan from the bottom of my heart – I couldn’t have gotten through such a rough time without you!
Sam
“… Estaba siendo demandado. Detuvieron la demanda y nos dieron de Alta .”
“Mi prometido perdió su trabajo y nos atrasamos en nuestras facturas … Realmente creo que Hogan & Hogan me salvaron”.
“Tuve problemas con las tarjetas de crédito. Las recomiendo encarecidamente por problemas relacionados con la bancarrota”.
“My fiancé lost his job and we fell behind on our bills. … I truly believe Hogan & Hogan saved me.”
“… I was being sued. They stopped the lawsuit and got me back on my feet.”
“I had issues with credit cards. I highly recommend them for bankruptcy related issues.”